Pumpkin Chocolate Chip Bread Recipe

This pumpkin chocolate chip bread is my antidote to the chaotic mornings when I need a moment of calm. It’s a simple recipe, but I’ve tweaked it over years to perfect that balance of moist pumpkin richness and melty chocolate. Baking it feels like a small act of self-care, a quiet pleasure that starts the day right.

What I love most is how it fills the house with that warm, spiced aroma—like fall in a loaf. It’s the kind of treat that’s good for breakfast, a snack, or even a late-night indulgence. No fuss, just honest ingredients coming together into something cozy and satisfying.

This pumpkin chocolate chip bread is my antidote to the chaotic mornings when I need a moment of calm. It’s a simple recipe, but I’ve tweaked it over years to perfect that balance of moist pumpkin richness and melty chocolate. Baking it feels like a small act of self-care, a quiet pleasure that starts the day right.

Seasonal Comfort in Every Slice

  • Baking this bread feels like wrapping myself in a warm sweater on a chilly morning.
  • I love how the chocolate melts into the pumpkin, creating little pockets of happiness in each slice.
  • Sharing this with friends during fall feels like passing around a cozy secret.
  • There’s a quiet pride in turning simple ingredients into something that smells like autumn itself.

The story behind this recipe

  • This recipe was born out of a rainy Sunday afternoon when I was craving something warm and comforting but didn’t have much time. I wanted a loaf that could come together quickly, with a cozy fall flavor and a hint of chocolate to brighten the day. Over the years, I’ve tweaked it to keep it simple yet rich enough to feel indulgent.
  • Baking this bread reminds me of lazy mornings spent in the kitchen, the smell of spices mingling with melting chocolate, and the soft, moist crumb that makes you want to slice another piece before you even finish the first.
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Pumpkin Chocolate Chip Bread Trivia

  • Pumpkin bread dates back to early American settlers who used seasonal squash in baking, long before canned pumpkin became popular.
  • Chocolate chips didn’t appear in baked goods until the 1930s, making this a relatively modern twist on traditional pumpkin bread.
  • The combination of pumpkin and chocolate is a relatively recent culinary pairing, gaining popularity in the last two decades as flavor trends shifted toward richer, more indulgent baked goods.
  • Canned pumpkin became widely available during the 20th century, fueling countless pumpkin-based recipes, including this comforting loaf.

Ingredient breakdown: key components

  • All-purpose flour: I love the reliable structure it provides, but if you want a slightly denser crumb, try whole wheat flour for a nutty twist.
  • Canned pumpkin: Its moist, earthy richness is essential; skip the fresh squash unless you roast and puree it yourself for a more intense flavor.
  • Chocolate chips: I prefer semi-sweet for balance, but dark chocolate adds a deeper, slightly bitter contrast to the sweet pumpkin.
  • Spices (cinnamon, nutmeg): I go heavy on cinnamon—makes the house smell like fall— but a pinch of ginger can add a subtle warmth if you like.
  • Brown sugar: I love the molasses notes it adds, but honey or maple syrup can be swapped in for a more caramelized sweetness.
  • Oil (vegetable or neutral): Keeps the loaf moist; if you want a richer flavor, try melted butter, but be aware it might change the crumb slightly.
  • Eggs: They help everything bind and rise, but for a vegan version, a flaxseed egg works well—just expect a slightly denser texture.

Spotlight on Key Ingredients

Pumpkin:

  • I love how it keeps the bread moist and adds a subtle earthy sweetness; if you skip it, the loaf loses that tender crumb.
  • Chocolate Chips: They melt just enough during baking, creating pockets of gooey richness with a slight bitter contrast to the pumpkin; use good quality for depth.

Spices (cinnamon, nutmeg):

  • Cinnamon: Its warm, inviting aroma blooms during baking, making the house smell like fall; too much can overpower, so measure carefully.
  • Nutmeg: Adds a subtle spicy complexity that complements the pumpkin; fresh grates release more aroma than pre-ground versions.

Notes for ingredient swaps

  • Dairy-Free: Use coconut oil instead of butter for moisture, but expect a slightly different richness and aroma.
  • Vegan Option: Swap eggs for flaxseed meal mixed with water; the bread will be denser but still moist and flavorful.
  • Sweetener Swap: Maple syrup or honey can replace brown sugar, adding a subtle caramel note—reduce liquid elsewhere if needed.
  • Chocolate Alternatives: Use cacao nibs or chopped dark chocolate instead of chips for a more intense, less sweet chocolate hit.
  • Flour Choices: Whole wheat or spelt flour can replace all-purpose flour for a nuttier flavor; expect a denser crumb.
  • Pumpkin Substitute: Mashed roasted sweet potato works in a pinch, adding sweetness and moisture with a different earthy note.
  • Oil Options: Apple sauce can be used instead of oil for a lighter, lower-fat loaf, but it may impact moisture slightly.

Equipment & Tools

  • Loaf pan: Shape the bread and support even baking.
  • Mixing bowls: Hold and combine wet and dry ingredients.
  • Whisk or spatula: Mix ingredients smoothly without overworking batter.
  • Measuring cups and spoons: Ensure precise ingredient quantities.
  • Oven: Bake the bread evenly at consistent temperature.
  • Toothpick or cake tester: Check doneness in the center of the loaf.
  • Wire cooling rack: Allow air circulation for even cooling.

Step-by-step guide to Pumpkin Chocolate Chip Bread

  1. Preheat your oven to 175°C (350°F). Grease a 9×5 inch loaf pan with butter or non-stick spray, then lightly dust with flour or line with parchment paper. Gather your ingredients so everything is within arm’s reach for a smooth process.
  2. In a large mixing bowl, whisk together 1 3/4 cups all-purpose flour, 1 teaspoon baking soda, 1/2 teaspoon salt, 2 teaspoons ground cinnamon, and 1/2 teaspoon nutmeg. Set aside.
  3. In a separate bowl, combine 1 cup canned pumpkin, 1/2 cup vegetable oil, 3/4 cup brown sugar, and 2 large eggs. Whisk until smooth and slightly frothy, about 30 seconds. Smell the warm spices mingling with the pumpkin aroma.
  4. Gradually pour the wet ingredients into the dry, folding gently with a spatula. Just until combined; don’t overmix. You want a moist, slightly thick batter with no streaks of flour.
  5. Fold in 1 cup semi-sweet chocolate chips. They should distribute evenly without crushing or melting too much—aim for little pockets of melty chocolate.
  6. Pour the batter into your prepared loaf pan. Smooth the top with the back of a spoon or spatula. Batter should fill the pan about 3/4 full.
  7. Bake for 55–65 minutes. Check after 55. The top should be golden brown, a toothpick inserted in the center comes out clean or with a few moist crumbs, and the edges start to pull away slightly.
  8. If the top browns too quickly before the center is done, loosely tent with foil and continue baking. If the center jiggles with a gentle shake, it needs more time.
  9. Once baked, turn off the oven. Let the bread rest in the pan for 10–15 minutes, then transfer to a wire rack. Allow to cool completely before slicing. The aroma of cinnamon and pumpkin will fill the room.
  10. Rest the bread at room temperature for at least 30 minutes to set the crumb. Slice with a serrated knife, and enjoy the moist texture, melty chocolate, and cozy spice aroma.

Allow the bread to cool completely on a wire rack before slicing. This helps set the crumb and prevents it from becoming gummy. Slice with a serrated knife, serve plain or with a smear of butter for extra comfort.

How to Know It’s Done

  • Golden brown crust with slightly pulling edges.
  • Toothpick inserted in center comes out clean or with moist crumbs.
  • Loaf feels firm but tender when gently pressed.

Pumpkin Chocolate Chip Bread

This pumpkin chocolate chip bread is a moist, tender loaf with a warm, spiced aroma and pockets of melty chocolate throughout. It combines the earthy sweetness of pumpkin with comforting spices and gooey chocolate, resulting in a cozy treat perfect for breakfast, snacks, or a late-night indulgence. The final bread has a golden crust, soft crumb, and inviting fall flavors.
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 hour 15 minutes
Servings: 8
Course: Main Course
Cuisine: American
Calories: 250

Ingredients
  

  • 1 3/4 cups all-purpose flour
  • 1 cup canned pumpkin
  • 1/2 cup vegetable oil
  • 3/4 cup brown sugar
  • 2 large eggs
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 2 teaspoons ground cinnamon
  • 1/2 teaspoon nutmeg
  • 1 cup semi-sweet chocolate chips

Equipment

  • Loaf pan
  • Mixing bowls
  • Whisk or spatula
  • Measuring cups and spoons
  • Oven
  • Toothpick or cake tester
  • Wire cooling rack

Method
 

  1. Preheat your oven to 175°C (350°F). Grease a 9x5 inch loaf pan and set aside.
  2. In a large mixing bowl, whisk together the flour, baking soda, salt, cinnamon, and nutmeg until evenly combined. This creates a flavorful, well-distributed spice blend for the batter.
  3. In a separate bowl, combine the pumpkin, vegetable oil, brown sugar, and eggs. Whisk until the mixture is smooth, slightly frothy, and fragrant with spices—about 30 seconds.
  4. Pour the wet mixture into the dry ingredients and gently fold together with a spatula or spoon. Mix just until no streaks of flour remain; the batter should be thick but moist.
  5. Gently fold in the chocolate chips, distributing them evenly throughout the batter. Be careful not to overmix, so the bread stays tender.
  6. Pour the batter into your prepared loaf pan, smoothing the top with the back of a spatula. The batter should fill about three-quarters of the pan.
  7. Bake in the preheated oven for 55 to 65 minutes. Check for doneness by inserting a toothpick into the center; if it comes out with moist crumbs or clean, the bread is ready.
  8. If the top browns too quickly, tent it with foil to prevent burning. Let the loaf cool in the pan for 10-15 minutes to set.
  9. Transfer the loaf to a wire rack and cool completely before slicing. The aroma of spices and chocolate will fill your kitchen as it cools.
  10. Once cooled, slice the bread with a serrated knife, revealing a moist crumb dotted with melty chocolate pockets and a fragrant, spiced crust. Enjoy slices plain or with a smear of butter.

Pro tips for perfect pumpkin bread

  • BOLD MIXING: Gently fold wet into dry just until incorporated to keep the bread tender and airy.
  • CHOCOLATE CONTROL: Fold in chips last to prevent melting too much and losing texture in the loaf.
  • BAKE CHECK: Start checking for doneness at 55 minutes with a toothpick—no wet batter should cling.
  • OVEN HUMIDITY: Place a shallow pan of water in the oven to keep the crust moist and promote even rising.
  • COOLING TIME: Cool completely on a wire rack before slicing—this prevents gummy texture and enhances flavor.
  • SPICE INTENSITY: Taste your spices before adding; a pinch more cinnamon can boost that warm aroma during baking.
  • FLOUR SUBTLE: For a denser crumb, swap half of the all-purpose flour with whole wheat—adds depth and nuttiness.

Common mistakes and how to fix them

  • FORGOT to check oven temperature → Use an oven thermometer for accuracy.
  • DUMPED in all ingredients at once → Mix wet and dry separately first.
  • OVER-TORCHED the crust → Cover with foil if browning too fast.
  • UNDER-mixed the batter → Fold until just combined, avoid overmixing for a tender crumb.

Quick fixes and pantry swaps

  • When batter is too thick, splash in a tablespoon of milk to loosen it.
  • If chocolate chips sink, sprinkle a little flour over them before folding in.
  • Splash a few drops of lemon juice into the batter for a brighter flavor if the spices are dull.
  • Patch cracks on top with a dab of batter before baking for a smooth finish.
  • Shield the loaf with foil if the crust shimmers too much and smells burnt after 40 seconds.

Prep, store, and reheat tips

  • Prep the batter a day ahead; keep it covered in the fridge overnight for a more developed flavor and easier baking in the morning.
  • Store cooled bread tightly wrapped in plastic wrap or in an airtight container at room temperature for up to 2 days; the crust stays crisp, and the inside remains moist.
  • For longer storage, freeze slices in a zip-top bag for up to 3 months; thaw at room temperature and reheat if desired.
  • Reheat slices briefly in the microwave—about 10-15 seconds—until warm and fragrant, with chocolate slightly melty, for the best sensory experience.

Top questions about pumpkin bread

1. Can I use fresh pumpkin instead of canned?

Use canned pumpkin for convenience; fresh roasted pumpkin can work if pureed smoothly, but it’s more labor-intensive.

2. Can I make this gluten-free?

Yes, you can substitute gluten-free flour blends; expect a slightly denser crumb and adjust liquids if needed.

3. What type of chocolate chips should I use?

Chocolate chips should be semi-sweet for balance; dark chocolate adds depth, and dairy-free chips work for dairy allergies.

4. Can I freeze pumpkin bread?

Yes, you can freeze baked slices wrapped tightly for up to 3 months; thaw at room temperature or reheat briefly.

5. How do I prevent the bread from being dense?

Overmixing can make the bread dense; fold ingredients until just combined for a tender crumb.

6. How do I know when it’s done?

Use a toothpick inserted in the center; it should come out with moist crumbs but no wet batter.

7. Why does my bread brown too fast?

Adjust oven racks to avoid over-browning; tent with foil if the top browns too quickly.

8. How should I store leftovers?

Store in an airtight container at room temp for 2 days; refrigerate for up to a week, or freeze slices.

9. Can I add more spices?

Adding a pinch more cinnamon enhances aroma; too much can overpower, so measure carefully.

10. Can I make it healthier or lower-fat?

To boost moisture, add a tablespoon of applesauce or yogurt in place of some oil, but expect slight changes in texture.

Baking this bread on a chilly morning fills the house with a cozy, spiced aroma that makes everything feel calmer. Each slice offers a moist crumb, melting chocolate, and that warm pumpkin sweetness—like a quiet moment you didn’t know you needed.

It’s not just about the taste; it’s about taking a pause, smoothing out the chaos with a simple act of baking. No matter the season, this loaf reminds me to slow down and enjoy those small, sweet moments.

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